Terms of Service

Last updated: February 1, 2026

1. Service Provider

RetirementAI is operated by Classic Security EOOD, Varna, Bulgaria.

2. Service Description

RetirementAI is an AI-powered retirement planning tool that provides Monte Carlo simulations, portfolio tracking, and financial planning features.

3. Not Financial Advice

RetirementAI is an educational tool only. The information provided does not constitute financial, investment, tax, or legal advice. Always consult a qualified financial advisor before making investment decisions.

4. User Accounts

You must provide accurate information when registering
You are responsible for maintaining the security of your account
You must be at least 18 years old to use the service

5. Acceptable Use

You agree not to:

Use the service for any illegal purpose
Attempt to gain unauthorized access to our systems
Reverse engineer or copy the service
Use automated tools to scrape data from the service

6. Intellectual Property

All content, code, and designs are the property of VarnaAI EOOD. Your financial data remains yours.

7. Limitation of Liability

VarnaAI provides the service "as is" without warranties. We are not liable for financial losses resulting from use of the tool. See Section 3 — this is not financial advice.

8. Termination

We may suspend or terminate accounts that violate these terms. You may delete your account at any time.

9. Governing Law

These terms are governed by the laws of the Republic of Bulgaria. Disputes shall be resolved in the courts of Varna, Bulgaria.

10. Contact

Questions about these terms: info@varnaai.com